It's getting cold in the boreal north. If, like I, you want to look stylish while keeping your neck warm, why not wear a cravat? There seem to be a number of different ways to tie a cravat, and different styles of cravat. Some look rather similar to a regular necktie. This method of tying a cravat, however, is very simple and uses a simple style of cravat. It can also be used with many types of scarves.

The sartorial word "cravat" derives from the French "cravate," a corrupt French pronunciation of "Croat" — in Croatian, "Hrvat". Wikipedia